Example: 

There are a few things that can affect the amount of remaining equity you have:

• The current value of your home: The value of your home can fluctuate over time, so your remaining equity will also fluctuate.

• The amount you owe on your mortgage: The amount you owe on your mortgage will decrease as you make payments, so your remaining equity will increase.

• The amount of your down payment: The larger your down payment, the more remaining equity you will have.